Personal Finance

Volkswagen Finance Home
Volkswagen Finance Home

Flexible finance for Volkswagen drivers

You wouldn’t settle for just any car — so why be satisfied with everyday car finance? Volkswagen finance is designed especially for Volkswagen drivers, with all of the flexibility and convenience you would expect.

And because your finance is individually tailored with the features you need, it’s both practical and affordable.

 

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100% on-road costs
100% on-road costs
100% on-road costs

Finance up to 100% of the cost of your new vehicle, including registration, insurance and on-road costs, or, if available, pay a deposit for lower repayments.

The term of your choice
The term of your choice
The term of your choice

Choose a term from one to seven years, depending on the finance option you choose.

Personalised repayments
Personalised repayments
Personalised repayments

Shape your payments to your needs with the deposit and term of your choice — or pay less upfront with a balloon payment at the end of your term.

Secured by your new Volkswagen
Secured by your new Volkswagen
Secured by your new Volkswagen

We understand the value of your new Volkswagen — so we almost never ask for extra security.

Easy payment options
Easy payment options
Easy payment options

Pay weekly, fortnightly or monthly by direct debit or BPAY, so you can match your payments to your salary cycle.

No hidden surprises
No hidden surprises
No hidden surprises

No account-keeping fees and a fixed interest rate mean you know exactly how much you’ll pay and when — so you can plan with confidence.

Personal finance options

Whether you’re looking to buy your new Volkswagen outright or include it as a Novated Lease as part of your salary package, we can help you find a cost-effective finance option that fits your budget and your lifestyle.

 

Consumer Loan

Elegantly simple, a Consumer Loan could be the perfect solution when you want to get on the road sooner rather than later. Read more

With 100% finance for approved customers, there’s nothing to pay upfront. You can personalise your Loan by choosing the term or paying a deposit and tailoring your repayments to suit your needs. A competitive fixed interest rate means you can budget with confidence. And when the last payment’s made, your new Volkswagen is completely yours.

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  • Personalise your Loan to fit your budget
  • Choose a loan term of up to 7 years
  • Buy with 100% finance, including insurance, rego and on–road costs
  • Save with a competitive fixed interest rate
  • Pay no account-keeping fees or annual fees
  • Secure your Loan with your new Volkswagen — no additional security required for approved applicants
  • Reduce your monthly repayments by adding a balloon payment at the end of your loan term or paying a deposit upfront
     

Salary packaging — Novated Leases

If you’re looking to make the most of a salary package, a Novated Lease can put a brand new Volkswagen in your driveway for less. Read more

What is a Novated Lease?

A Novated Lease is simply an agreement between you, your employer and Volkswagen Finance. We own the vehicle and your employer makes payments from your pre-tax income for an agreed length of time.

That not only means less work for you — it could also save you thousands compared to the cost of buying a vehicle after tax.

At the end of your Lease

When your Lease ends, you have the option of upgrading to a new model under a new Lease. Remember that if you leave your job, your new employer will have to take over the Lease payments by renewing the novation agreement.

Benefits for employers

If you’re an employer, a Novated Lease can be a simple and cost-effective way to add value to your employees’ salary packages, helping you find and keep talented staff.

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  • Make the most of your salary package by paying for your new Volkswagen from your pre-tax income
  • Pay nothing upfront with 100% finance, including insurance, rego and on–road costs
  • Potentially tax-free payment for your fuel, insurance, servicing and repairs, with all your running costs paid from your pre-tax income
  • Choose from terms up to 5 years
  • Pay no account-keeping fees or annual fees
  • If you’re an employer, attract and keep talented staff with cost-effective finance and tax deductible repayments

The Volkswagen specialists

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When you’re choosing a car, expert advice makes all the difference. The same thing applies to car finance.

Our Business Managers are experts in Volkswagen vehicles and experts in car finance. They make it their mission to guide you through the finance maze, so you can get your new Volkswagen on the road faster. And our personalised service doesn’t end when you leave the dealership. Your dedicated Business Manager will be there to help you throughout the life of your loan or lease. So specialist support is only ever a phone call away.

Visit your local Volkswagen dealer to speak to a Business Manager today.

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What our Customers Say

But don’t take just take our word for it. Here’s what some of our other customers had to say.